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Insurance companies in high demand after Beryl bashes Arkansas

Insurance companies are dealing with an influx of calls as people in several parts of Arkansas continue cleaning up the mess left by tropical storm Beryl.

PULASKI COUNTY, Ark. — After tropical storm Beryl made its way through Arkansas, some people in several parts of the state have been left with lots to clean up.

A woman from Alexander is one of those people who said she spent the last two days cleaning her home after it was covered in water from Monday night's tropical storm.

"I slept through the whole night, and then I woke up the next morning to go to work, and my carpet was just soaked and the more I looked, the carpet in my other bedrooms was soaked," Andrea Doss said.

Doss explained that she lives by a mountain which causes even more water to come into her backyard. This has left her in a repeated cycle of ripping up the carpet, taking it out, and starting over.

"For the last 24 hours, I've been ripping carpet, washing the clothes that were on the floor, blankets that were on the floor, trying to get the smell out, it's been a lot. Just trying to get things semi-normal so I can get back to work and do what I need to do," she said.

As much as Doss is overwhelmed, so are insurance agencies as they've been trying to keep up with back-to-back natural disasters in our state.

"All the inclement weather has really caused a lot of damage to homes and increased the number of claims, therefore increasing rates to help pay for those claims," said Kaylee Green with Dennis Bost State Farm.

She said those events have been affecting costs, and while paying more for insurance is something nobody wants to do it's a reality we now face in Arkansas.

"Everyone in this office is experiencing it as well. We're paying those increased rates too. We hate it for ourselves, we hate it for our customers, we hate to see it for Arkansas," Green described.

With Arkansas weather being as unpredictable as it is, customers should go over their policies to see what their insurance covers.

"We're trying to encourage people to review their coverages and make sure it's adjusted for the inflation of the market, rather than just coming and then have something catastrophic happen to their home and then it not be fully covered," Green said.

One of the things you want to talk to your provider about is flood insurance. While it's something we see often, most homeowners insurance policies do not cover flood damage. 

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